As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive.
Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second.
The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere.
As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.
At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace.
We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.
You're an Individual. We're the team for you. Together , let's transform the way the world pays.
Job Description and Responsibilities
The Sr. Analyst will be a member of Visa's Latin America and Caribbean (LAC) Strategy Team, which is responsible for strategy development, pricing and interchange for Visa’s business in the LAC region.
The position will be based in Bogota or Buenos Aires (depending on the home location of the candidate chosen), with some travel expected.
Manage cross-functional initiatives in support of the economic model underlying Visa’s products, services and global payments processing network.
Support the development of overall country strategies with a focus on interchange rate development for existing as well as new products, merchant segments and channels.
Query large databases to obtain the data necessary to evaluate different interchange opportunities. Build financial cost-benefit analyses and modeling to determine impacts for issuers, acquirers, merchants and Visa using VisaNet data, and make recommendations to management.
Develop rigorous, fact-based, quantitative analysis to support recommendations. Ensure strategic and financial soundness and alignment for any recommendations.
Develop executive level communications. Communicate recommendations in a clear, concise and impactful way. Generate support for recommendations among business leaders across the organization.
Support the publication of changes in Visa interchange rates. Provide Visa client-facing staff, interchange rates and qualification criteria as well as field additional ad-hoc questions, requests and analysis on interchange.
Interface with the global systems group to develop interchange business requirements and track systems development work.
Work with the Global Interchange Compliance team on the interchange compliance program to ensure that clients are qualifying for the correct interchange rates.
Develop and update reports / dashboards to evaluate performance of rates and business indicators in general for internal Visa use.
4 years of work experience with a Bachelor’s Degree, or
2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD), or
MBA or relevant graduate degree in finance or economics from top-tier institution, or similar academic / professional experience.
3-5+ years total experience in management consulting, corporate strategy, pricing, banking or finance.
Experience in and / or significant exposure to the payments industry preferred.
Ability to develop content independently and prioritize workflow with limited supervision, to manage projects.
Ability to prioritize deliverables and projects to meet timelines efficiently and ability to adapt to changes in priorities quickly.
Ability to participate in complex cross-enterprise projects and processes with multiple stakeholders at both senior and junior levels.
Superior analytical and problem solving skills, with demonstrated intellectual and analytical rigor, attention to detail and ability to structure and analyze sophisticated financial modeling.
Experience working with economic theories, scenario analysis and competitive assessments. Knowledge of payments industry revenue drivers a plus.
Personal presence and ability to clearly communicate compelling messages to senior managers and external business partners.
Strong interpersonal and leadership skills to influence and build credibility with functional and regional leaders within Visa.
Self-starter, team oriented, collaborative, diplomatic, and flexible, with excellent presentation skills, including strong oral and writing capabilities.
Bilingual English / Spanish required, Portuguese a plus.
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.
Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law